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Use money, save money, get Wise

Save up to 4x compared to UK high street banks — when you send, spend and withdraw 40+ currencies, all in one account.
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Save on fees when sending money abroad

Sending money shouldn't cost the earth. That's why we charge you as little as possible when you transfer and exchange money internationally – you can save up to 5x compared to UK high street banks.

  • –
    4.49 GBP
  • =
    995.51 GBP Total amount we’ll convert
  • ×
    1.14639

You could save up to 19.48 GBP

Should arrive in 3 hours

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The card that's always got the right currency

Save as you spend and withdraw over 40 currencies at the live rate automatically.
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Make your money work for you

When you use Interest, your money is invested in a fund that holds government-guaranteed assets. Spend freely, grow safely. Capital at risk - growth not guaranteed.

Learn about Interest

Interest

Get a 4.95% variable rate on GBP. You can also earn a return on USD and EUR.

Investments in funds are never guaranteed and your capital can be at risk. Variable rate is based on 7 day performance as of 20 September 2023. This fund has returned a 0.93% annual average over the last 5 years, excluding Wise and fund manager fees.

  • We’re regulated by the FCA in the UK

  • We protect your details through strict standards

  • Our average score on Trustpilot is 4.2 out of 5.

Trusted by businesses small and large

Go global with the international business account. Pay employees, get paid and manage your cash flow in multiple currencies. Join over 300,000 businesses thriving with Wise.

Open a Business account Learn more

For people going places

“ Wise has changed the game in terms of simplicity, and certainly been a lifesaver for expat living. ”

“ I use Wise to pay a mortgage in a different country each month. Superb. That simple. ”

Gerald On Trustpilot

“ The best money travel buddy! Wise makes finances easier to deal with instantly. ”

Gemma On Trustpilot

“ Wise has been a lifesaver for me as a student in a foreign country. ”

Stefani On Trustpilot

Meet money without borders

Our dream is for people to live and work anywhere seamlessly. That means money without borders: moving it instantly, transparently, conveniently, and — eventually — for free.

Learn about our mission

Disappoint thieves

Every month, our customers trust us to move around £9 billion of their money. Here are some of the important ways we protect them.

How we keep your money safe

  • Our dedicated fraud and security teams work to keep your money safe

  • We use 2-factor authentication to protect your account

  • We hold your money with established financial institutions

Wise works nearly everywhere

Account details
Hold and convert money
Send money
  • UAE dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian lei
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • US dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African franc
  • South African rand